Money Minds

Whether you’re living paycheck to paycheck or saving up for something big, this blog is built to help you make smarter money choices — without the jargon.

Why Financial Habits in Your 20s Matter

Your 20s shape your entire financial future. It’s the decade where habits form, mistakes compound, and small wins (like saving your first £1,000) snowball into long-term wealth. But most schools never taught us how to budget or invest — and that’s where Money Minds comes in.

What You’ll Find Here

We cover everything you wish someone had explained when you first got your paycheck:

• Budgeting tips to stop overspending
• Saving strategies that actually work
• How to crush debt (without hating life)
• Side hustle ideas to boost your income
• Money mindset shifts to avoid bad habits

And we break it down in plain English. No fluff. No finance degree needed.

Popular Topics

• How to build a realistic budget (even if you hate Excel)
• The 50/30/20 rule: Why it works (and when it doesn’t)
• Credit cards vs debit cards — which actually helps you?
• What the heck is an ISA — and should you open one?
• 5 side hustles under £100 to start

Your Money, Your Way

We know not everyone’s situation is the same. That’s why Money Minds is flexible, realistic, and made for people who want to improve — even if they’re starting from scratch.

Start Exploring

👉 Check out our latest posts below — or hit the Random Post button and learn something new today.